Medicare Choices Made Simple

Are you about to turn 65?medicare options in NJ and PA

Medicare Supplement OpenĀ Enrollment period (lasts for 6 months beginning on
the first day of the month in which you are both age 65 or older and enrolled in Medicare Part B) or you
have a qualified guaranteed issue right.

Supplements cover the other 20% of costs that Original Medicare doesn’t. They are accepted everywhere medicare is, making them the most “versatile” option. You may want to enroll in an additional part D(drug)plan that I can also help you with.

Medicare Advantage Plan Open Enrollment This period includes the 3 months before, the month
of and the 3 months after your 65th birthday.

These plans can cost as little as $0 and open enrollment is every year Oct 15th to Dec 7th making it easy to switch between plans.

Plans have deductibles, co-pays and coinsurance.

Under age 65 with a disability?

You automatically get Part A and Part B after you get disability benefits from Social Security for 24 months. You are also entitled to apply to all programs that someone 65 or older is entitled too.

Over age 65?

PLANS CHANGE EVERY YEAR. Like car insurance, it pays to review your options from time to time.
You can enroll in a supp plan anytime subject to health questions and a Medicare Advantage Plan every Oct 15th to Dec 7th OR you may qualify for a special open enrollment. Ask me!

What are my Choices

  • Do nothing – keep original Medicare and leave yourself exposed to 20% of all medical bills and 100% for any drug costs
  • Get a supplement
  • Get a Medicare Advantage Plan
  • Call me for a FREE consultation!


Get in Touch Today!